Posted by Free Bike Shoping January 29, 2025No Comments

• Engine: 163cc, single-cylinder, air-cooled, 4-valve engine
• Power Output: Approximately 16.9 hp @ 8500 rpm
• Torque: 14.6 Nm @ 6500 rpm
• Transmission: 5-speed gearbox
• Frame: Lightweight diamond-type chassis
• Brakes: Single-disc or dual-disc setup with single-channel ABS
• Suspension: Telescopic front forks and monoshock rear suspension
• Fuel Efficiency: Approx 45-50 km/l (varies based on riding conditions)

With an aggressive styling, muscular fuel tank, and LED lighting setup, the Xtreme 160R 4V appeals to young riders and enthusiasts looking for a stylish yet reliable city commuter.

Understanding Two-Wheeler Insurance

Before diving into double insurance, let’s first understand the basics of two-wheeler insurance in India. The Motor Vehicles Act, 1988 makes it mandatory for all two-wheelers to have at least a third-party insurance policy to legally ply on the roads. Here are the types of two-wheeler insurance policies available:

1. Third-Party Insurance

This is the minimum legal requirement for every two-wheeler. It provides coverage against damages or injuries caused to a third party (person or property) due to an accident involving your bike. However, it does not cover own damages or theft.

2. Comprehensive Insurance

A comprehensive policy includes both third-party liability and own damage (OD) cover. This type of policy covers:

• Accidental damages to the insured bike
• Theft or loss of the vehicle
• Damages due to natural disasters (floods, earthquakes, etc.)
• Damages due to man-made disasters (riots, vandalism, etc.)
• Personal accident cover for the rider

3. Own Damage (OD) Cover

If you already have a third-party policy, you can opt for Own Damage (OD) insurance separately to cover damages to your bike due to accidents, theft, or disasters.